The Benefits Of PM Yojna
The Benefits Of PM Yojna
Blog Article
The PM Yojnas (Pradhan Mantri Yojanas) launched by the Government of India under various sectors bring numerous benefits to the citizens of the country. Here are some key benefits of PM Yojnas:
Financial Inclusion:
PMJDY brings about the objective of financial inclusion for all by providing basic banking accounts with a debit card with inbuilt accident insurance. The main features of PMJDY include Rs. 5,000 overdraft facility for Aadhar-linked accounts and a RuPay debit card with inbuilt Rs. 1 lakh accident insurance cover.
Healthcare Accessibility: Ayushman Bharat Yojana (PM-JAY)
Ayushman Bharat PM-JAY is the largest health assurance scheme in the world which aims at providing a health cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization to over 12 crores poor and vulnerable families (approximately 55 crore beneficiaries) that form the bottom 40% of the Indian population.
Housing for All: Pradhan Mantri Awas Yojana (PMAY)
The Government of India launched this initiative to provide affordable housing for all by 2022. Thanks to PMAY in Delhi, over 15 housing projects were initiated comprising units that feature necessary amenities such as water supply, power, recreation grounds, and security.
Women Empowerment: Pradhan Mantri Ujjwala Yojana (PMUY)
The Pradhan Mantri Ujjwala Yojana was launched for providing clean fuel to women below the poverty line. The use of unclean cooking fuel is harmful to human health. The aims of the Pradhan Mantri Ujjwala Yojana are given below: To empower women and protect their health.
Crop Insurance and Agriculture: Pradhan Mantri Fasal Bima Yojana (PMFBY)
Pradhan Mantri Fasal Bima Yojana (PMFBY) aims to support production in agriculture by providing affordable crop insurance to ensure comprehensive risk cover for crops of farmers against all non-preventable natural risks from pre-sowing to post-harvest stage, on an 'Area Approach Basis'.
Sanitation and Cleanliness: Swachh Bharat Abhiyan
The Swachh Bharat Abhiyan is the most significant cleanliness campaign by the Government of India. Shri Narendra Modi led a cleanliness pledge at India Gate, which about thirty lakh government employees across the country joined.
Skill Development and Employment: Skill India Mission
Skill India Mission is a government scheme launched in 2015. It is an umbrella scheme that has many skilling schemes and programmes under it. The chief objective is to empower the youth of the country with adequate skill sets that will enable their employment in relevant sectors and also improve productivity.
Digital India: Digital India Mission
Digital India is a campaign launched by the Government of India to make its services available to citizens electronically via improved online infrastructure and by increasing Internet connectivity. The initiative includes plans to connect rural areas with high-speed internet networks.
Infrastructure Development:
The development of a country's infrastructure is vital to the growth of its sectors and the overall economy. The infrastructure sector primarily comprises of electricity, roads, telecommunications, railways, irrigation, water supply and sanitation, ports and airports, storing facilities, and oil and gas pipelines.
Poverty Alleviation and Social Welfare:
Poverty alleviation, improved income distribution, and intragenerational (or spatial) equity are key aspects of economic policies seeking to increase overall human welfare.